Definition: Health insurance, also known as health coverage or medical insurance, refers to the type of coverage offered by a provider that is designed to cover medical expenses related to a person's healthcare needs. This can include things like doctor visits, hospitalizations, prescription drugs, and procedures. The term "health insurance in Ar" typically refers to services provided through private insurers, such as those owned or controlled by health plans, managed care organizations (MCOs), or governmental programs, among others. Healthcare coverage can vary widely across different countries, regions, and providers. Some common features of healthcare insurance include: - Inpatient hospital stays - Outpatient medical expenses like doctor visits, lab tests, and imaging scans - Prescription drug costs - Mental health services - Rehabilitation and rehabilitation equipment - Dental care and dental treatment In addition to the specific details mentioned above, some providers offer plans that cover emergency care or preventive services. Some providers also provide supplemental insurance coverage for those without a primary provider or who are eligible for Medicaid or other types of government programs. Healthcare insurance is not a substitute for medical attention when faced with serious illness or injury. It can help people manage healthcare costs and ensure they receive the best possible treatment, but it cannot cover all aspects of care. It's important to discuss your health insurance options with your provider to determine what services are covered and what out-of-pocket expenses you might incur.
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